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In fact, first-time home-buying rates in 2017 were highest among Asian/other households, surpassing the rate among white. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time.

Homebuyers Shouldn’t Worry About 2008 All Over Again – Maggie Rose, Realtor, Presents South West Florida Luxury Homes State lawmakers this week divvied up how $60 million of Florida’s mortgage settlement money will be used to aid struggling homeowners, with more than half flowing to first-time homebuyers for down payment assistance and.

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The rate you receive may be higher based on your credit score, mortgage loan-to-value ratio or other loan factors. Rates are based on loans up to $484,350. For rates on loans exceeding $484,350 (Jumbo loans) call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to discuss your applicable rate. – Mortgage Terms.

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