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A reverse mortgage is kind of the opposite of that. You already own the house, the bank gives you the money up front, interest accrues every month, and the loan isn’t paid back until you pass away. Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income.

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Or, are realtors and mortgage companies writing most people’s stories. Despite already having a very high savings rate, I began watching every penny we spent. I became excessively focused on.

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