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Fifty years after the federal fair housing act banned racial discrimination in lending, blacks and Latinos continue to be routinely denied conventional mortgage loans at rates far. St. Louis and.
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· Getting preapproved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market, where competition among buyers is intense.
· As a home buyer, you’ll be shopping for more than a house. You’ll also be shopping for a mortgage. Finding the right lender can save you money and stress, but first you have to know what you’re looking for – and how to find it.