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You aren’t able to. no points and the other offers you a 4.5% loan with one point, obviously the first loan is a much better deal. With the second lender, you’d be paying 1% of the entire cost of.

Mortgage rates falling as Ontario readies housing measures Open this photo in gallery: A sold sign is shown in front of west-end Toronto homes Sunday, April 9, 2017.

The mortgage market is closely watching the central bank’s meeting Wednesday that could determine whether rates shoot even higher. “The biggest threat to the recovery is that rates rise too fast,”.

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Buying a home is a major milestone, but it’s not the end of the journey. You might decide to refinance your mortgage in a few years or even later. Here’s how to do that and what to expect.

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Mortgage rates are at historic lows, and many people are flocking to refinance. Thirty-year mortgages are running around 3.5% for borrowers with good credit. But rates could be even lower – 2.85% for a 30-year loan, for instance. To understand why rates aren’t that low, it helps to understand a.

View current mortgage interest rates and recent rate trends. compare fixed and adjustable rates today and lock in your rate.. on a mortgage reflects the interest rate as well as other borrowing.

In today’s tight housing market, sellers aren’t in much. Homes are selling fast. Homes still are selling briskly in a market with inventory shrinking and mortgage rates falling again.

In his latest post, Better Chief Economist explains why falling house prices can be a good thing for homebuyers – and why the rent-price ratio (aka rental yield) is.

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